Aon NZ Indemnity Insurance
Insurance Providers for RFCB
Aon offer cover to RFCB members on the same basis as other existing counselling modalities.
In practice, this means:
Each member will be required to complete our standard health practitioner’s form;
Premium rates will align with those currently applied to our counselling modalities; and
If any proposed services or modalities fall outside what we already cater for, we will manage these in our standard way via referral.
Below is the basic information regarding for the Health Professional Scheme.
Health Professionals Insurance
Professional Liability Insurance
Accident Compensation, Health & Disability Commissioner, Health & Disability Commissioner Act and other legislation mean that today’s health professionals and medical practitioners face increased risk of claims. These legislative and social changes have made it necessary for you to take responsibility for your own professional protection and financial security.
Instead of relying on insurance or indemnity agreements from employers or unions, you can have your own specially designed insurance plan. This plan is portable, anywhere in New Zealand, which means you can take it with you if you change employment. This is a significant advantage over the system where many health professionals rely on their employers for indemnity and may be left uninsured when they resign or retire.
Public Liability - optional policy
Covering your legal liability to the public for bodily injury and/or damage to third party property arising from your practice activities but excluding bodily injury resulting from a treatment process – covered by Professional Indemnity/ Malpractice above.
Statutory Liability - optional policy
Covering your defence costs and certain fines and penalties imposed on you by a regulator or statutory body because of your unintentional breach of the insured Acts such as the Health & Safety at Work Act. This optional insurance is becoming more important for employers in particular, due to the changes to at work health and safety regulations.
At Aon, we understand the risks specific to health professionals. We’ve negotiated with one of New Zealand’s leading insurers to provide a tailored insurance package, at a competitive price.
To find out more and apply please contact us on 04 819 4000 or email us at nz.hp@aon.com